I’ll be writing more about financial goals at the end of the month, but now is the time to set your financial goals for 2009. Just make sure they are SMART. Topics: Money Management
15) Set Your Long-Term Goals There are so many financial goals that we want to achieve now. But what are your long-term financial goals? Every financial decision you make will impact your financial future, so it’s important to know what your long-term goals are. Maybe you want to retire by 50. Or maybe you want to start a large family.
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Step 1: Setting Realistic Financial Goals. Before you can begin to manage your money, you need to identify what is important to you. Then you have a foundation to decide what you want to do with your money. Write down what is important to you and use your list to help you determine goals for your money. Some ideas to help you get started are:
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Simplify your goals by breaking them down: Look at your debt and decide on a percentage you’d like to shrink it by. Resolving to eliminate 5, 7 or 10 percent of your debt gives you a more realistic way to approach reducing what you owe. In addition, be savvy about the way you pay down debt. Not all debt is created equal, so determine the right approach to achieve your goals.